We offer a variety of services for all of your insurance needs.
Drivers in every state are required to have auto liability insurance. Car insurance liability requirements in Texas include a minimum amount for bodily injury costs per person and per accident as well as a minimum for property damage liability. If you cause an accident, liability coverage pays those costs, up to the limits set for your policy.
In addition to required liability coverage, you may also want collision coverage to protect your investment in your vehicle. Depending on your specific needs, you may also want comprehensive coverage. Together, collision and comprehensive can provide protection for everything from accidents to theft and vandalism.
The insurance protection you need when you’re on the road:
When it comes to your business, there's a lot at stake — from the products and services you offer, to the tools that make it all possible. But when it comes to financial protection for your venture, there's much more to consider. That's why the right business insurance policy can play a vital role in its success.
Whether you are an entrepreneur with one commercial truck or a fleet of trucks, you need commercial truck insurance. We can tailor a policy to minimize your risks. Perhaps you have drivers' who make deliveries, or you have trained and certified commercial truck drivers' who drive tractor trailers' and deliver freight cross-country.
Local & Intermediate Radius Trucking
Owner/Operator & Non-Fleet Trucking
Public Auto - Limos, Buses, Vans, Shuttles
While your homeowners policy might give you basic liability coverage fully protect all your recreational vehicles. We can tailor a policy to include all the applicable coverages such as liability insurance, collision, comprehensive, and uninsured/underinsured rider coverage. You can even add coverage to insure any custom accessories that help give your toys that personal flair
Contractor bonds in Texas are put in place to ensure that principals (contractors) complete construction work in accordance with the laws of the city/state. Business insurance is used to protect business assets in the event of a lawsuit, settlement or business interruption due to illness or sudden change in ownership. In most cases, bonding a business is also necessary to protect business assets and maintain an honest relationship between business owner and customer. This includes adhering to all building codes, paying all taxes that become due and more.
Home & Renters Insurance
Home is where your heart is. In a world of uncertainty rest easy knowing that a policy from LJ United has you covered. Accidents and injuries can and do occur. Never run the risk of having to replace your valuables, or even your entire house, getting home insurance is a smart investment. Home insurance covers you against these main risks.
Damage to the home itself: Homeowners insurance can help repair your house and freestanding structures (garage, tool shed, etc.) if damaged by things like lightning, tornadoes, hail, vandalism, vehicles, or fire. It can also help pay to relocate you during repairs.
Property theft and damage: If your stuff is stolen in a home burglary or damaged in a fire, homeowners insurance can help reimburse you for the cost to replace it. In some cases, this coverage applies away from home, too (say, if your laptop is stolen from your car).
Personal liability: If guests are injured at your place, your policy could help protect you from paying their medical bills out of pocket. It can also help cover accidental injuries you cause away from home.
Need to file a claim?
Insurance Claim Form
File a claim 24 hours a day, seven days a week.
Call us at 915-246-7779 to get things started.
Report a claim in minutes -however is easiest for you. Have us manage your repairs along with your claim, then track your vehicle's repair status and payments made on your claim. If you need help immediately, we can arrange for roadside assistance.