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Homeowners Insurance

Home is where your heart is. In a world of uncertainty rest easy knowing that a policy from LJ United has you covered. Accidents and injuries can and do occur. Never run the risk of having to replace your valuables, or even your entire house, getting home insurance is a smart investment. Home insurance covers you against these main risks:

Damage to the home itself: Homeowners insurance can help repair your house and freestanding structures (garage, tool shed, etc.) if damaged by things like lightning, tornadoes, hail, vandalism, vehicles, or fire. It can also help pay to relocate you during repairs.

Property theft and damage: If your stuff is stolen in a home burglary or damaged in a fire, homeowners insurance can help reimburse you for the cost to replace it. In some cases, this coverage applies away from home, too (say, if your laptop is stolen from your car).

Personal liability: If guests are injured at your place, your policy could help protect you from paying their medical bills out of pocket. It can also help cover accidental injuries you cause away from home.

An LJ United Homeowners Insurance Policy will cover the following:

  •  The structure of your home

  •  Replacement costs

  •  Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability


You can also add supplemental policies such as:

  •  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

  •  Flood policies

  •  Umbrella policies (additional liability)

Additional coverage services available:

  • Renters Insurance

  • Landlord Insurance

  • Vacant Property Insurance


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3559 N. Yarbrough 

El Paso, TX 79935


Tel: 915-246-7779

Fax: 915-541-8802


Monday - Friday 

9:00 am to 5:00 pm

Evenings and Weekends by Appointment

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